Rhode Island Mortgage.com hooks up many of our clients with Partners In Charity. PIC is a non-profit organization dedicated to helping home buyers with their down payment and closing costs. PIC also supports the local charities where the program is in use. Buyers can receive up to 5% of their loan amount depending on their home's final sale price. This is a free gift which never needs to be repaid. To qualify for this program you must be approved for a loan and complete a Home Ownership Counseling Course. For more information contact Rhode Island Mortgage.com or Partners In Charity at 800-705-8350.

 More Rhode Island Mortgage.com Low Down Payments Information:

• Low down payments
  
• Down payment loans and gifts
  
• Qualifying for low down payments
  
• Down payment grants
  

Rhode Island Refinance Mortgage

Rhode Island Mortgage.com has found that a small rate will often pay off quickly because we will waive the routine refinancing charges for a rate that is slightly higher than the current lowest rate. For those customers who are going to stay in their home for at least 5 years we sometimes recommend that you pay points and closing costs to get the lowest available rate. If you wish for the lowest rate but can't afford to put down the cash right now you may add the points and closing costs into the new mortgage and still receive the lowest rate. Rhode IslandMortgage .com does this because we believe in helping our customers in any way possible.

Rhode Island Mortgage.com 1st Time Home Buyers - Rhode Island Home Loans

Rhode IslandMortgage Loans.com understands that being a first time home buyer in Rhode Island can be very intimidating so we offer numerous programs to make this exciting opportunity less threatening. These programs include the HFA which offers low interest rates, MCC which features reduced taxes, and CHB which offers low down payments.

Let the locally owned and operated Rhode Island Mortgage Loans.com professionals help you with your first home.

Rhode Island Real Estate Informaion

• Providence
  
• Warwick
  
• Cranston
  
• East Greenwich
  
• Newport
  
• Coventry
  
• Narragansett
  
• Woonsocket
  
• Pawtucket
  
• South Kingston